Frequently Asked Questions

How much does credit repair cost?

The cost of credit repair services varies depending on the complexity of your credit report and the number of errors that need to be addressed. J The Credit Queen offers competitive pricing at $147 per month with a range of packages designed to fit different situations.

How long does the credit repair process take?

The length of the credit repair process varies depending on the number of errors on your credit report and the responsiveness of the credit bureaus and creditors. On average, it can take between 6 and 12 months to see significant improvements in your credit score.

Can I repair my credit on my own?

Yes, you have the legal right to dispute errors on your credit report on your own. However, J The Credit Queen possesses the expertise, experience, and know-how to effectively navigate the dispute process and achieve faster, more reliable results.

Is credit repair legal?

Yes, credit repair is legal. J The Credit Queen operates in compliance with the Fair Credit Reporting Act (FCRA) and other consumer protection laws. We aim to ensure that your credit report is accurate, fair, and complete.

Will credit repair improve my credit score?

While we (or anyone else) cannot guarantee specific results, removing inaccurate, negative items from your credit report can lead to improvement in your credit score. Many of our clients have seen significant improvements after using our services.

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